Hybrid Current Account-i

Open A Bank Account From Your eWallet

The 1st eWallet in Malaysia that grows your money

Upgrade your eWallet experience with the new Hybrid Current Account-i (hCA-i) by AmBank Islamic. The 1st in Malaysia to offer you a bank account in your eWallet.
Now you can keep aside your eWallet balance in the hCA-i & let it grow with annual profits, paid monthly.
Experience a simpler & smarter way of managing your money, all done at your fingertips. Spend, save & manage your money all in 1 place.

Hybrid Current Account-i Benefits

Open a profit-earning bank account from your eWallet

RM50,000 combined limit
(eWallet + hCA-i)

Move money between eWallet & hCA-i easily

Protected by PIDM up to RM250,000 for each depositor

No minimum balance required

Withdraw funds anytime

Transfer to local bank accounts

Get Your Free Account Now
*Terms & Conditions apply

Convenient Features To Use

See Your Balance Grow With Monthly Profits

Grow your balance in hCA-i with 0.50% p.a. profit rate, paid monthly. No minimum amount required and the profit will be reflected in your Recent Transactions & e-Statement by the 1st week of every month

RM50,000 combined limit

Malaysia’s largest eWallet combined limit. You can keep up to a maximum of RM50,000 in your eWallet + hCA-i which means you can keep more, send more & spend more!

Move money between eWallet & hCA-i easily

Set Auto Top-Ups into your hCA-i at a tap of a button. Whenever your eWallet balance is low, your hCA-i will automatically top-up your balance.

View Your Account Balance Anytime

Keep track of your money easily & view your hCA-i balance in the app anytime.

Protected by PIDM up to RM250,000 for each depositor

Your money is kept safely in an AmBank Islamic account and is protected by PIDM up to RM250,000 for each depositor

Learn More

Start Growing Your Money In 3 Simple Steps

Log in to the app & apply for Hybrid Current Account-i

Fill in your details

Watch your money grow

Who can apply?

Malaysians & Non-Malaysians aged 18 years and above with MyKAD / MyPR / valid Passport & Visa (over 6 months)

Learn More
Not a Merchantrade Money User?
Head to the nearest Merchantrade branch to register

Got Questions?

1. What is Hybrid Wallet?

Hybrid Wallet is a product collaboration between Merchantrade Money eWallet and AmBank Islamic which allows Merchantrade Money users to open a Hybrid Current Account-i and have a larger combined wallet limit of up to RM50,000.

2. What is Hybrid Current Account-i (hCA-i)?
3. What are the benefits of hCA-i?
4. Who is eligible to apply?
5. How do I apply for hCA-i?
6. Can I apply for the Hybrid Current Account-i if I'm overseas?
7. What should I take into consideration before applying for the AmBank hCA-i?
8. How long is the application process?
9. How will I know if my AmBank hCA-i account application is successful?
10. How can I perform transactions from the AmBank hCA-i?
11. How soon should I transfer money into the hCA-i to enjoy the profit for the month?
12. Will I get a new Debit Card for this hCA-i?
13. What is the maximum limit for the AmBank hCA-i account?
14. Am I allowed to deposit more than RM50K into the AmBank hCA-i?
15. What happens if I upgrade my MM eWallet limit from RM10K to RM20K?
16. If I upgrade my MM eWallet from RM10K to RM20K, and I have a maximum balance of RM40K in hCA-i, my new hCA-i account limit would be revised to RM30K. What happens to the excess balance of RM10K?
17. What is the auto top-up feature?
18. Am I allowed to change the auto top-up value or disable auto top-up?
19. Will my transaction be deducted from the eWallet or AmBank hCA-i account?
20. Where can I check my AmBank hCA-i balance?
21. Where can I see my AmBank hCA-i transaction details?
23. I received an SMS notification from AmBank on the successful account application but I did not apply for hCA-i. What should I do?
24. Can I close the AmBank hCA-i?
25. I would like to close the hCA-i but I have balance in the account. How do I close the account?
27. Dormant Account and Deactivation of Dormant hCA-i.
28. Can I perform transactions at AmBank branches or other channels?