DuitNow is a real-time fund transfer service that allows you to transfer and receive funds instantly by entering DuitNow ID instead of an account number.

DuitNow ID is an identifier which will be used to register your mobile number to receive fund transfers via DuitNow service. You can only register one DuitNow ID which is your mobile number to your Merchantrade Money eWallet.

(i) Tap the top left icon,

(ii) Tap on ‘DuitNow’
(iii) Click ‘Confirm’ to register DuitNow ID
(iv) Enter One Time Password (OTP) sent to your mobile number to complete your registration

You can only register your mobile number as DuitNow ID in your Merchantrade Money eWallet.

(i) Tap the top left icon,

(ii) Tap on ‘DuitNow’
(iii) Click ‘Switch to Merchantrade’
(iv) Next, click ‘Confirm’ to switch DuitNow ID
(v) Enter One Time Password (OTP) sent to your mobile number to complete your registration

a) Deactivate DuitNow ID

(i) Tap the top left icon,

 ii Tap on ‘DuitNow’
 iii Toggle the Status to ‘Inactive’
 iv Select ‘Remove DuitNow ID’
 v Click ‘Yes’ to confirm
 vi Your DuitNow ID is now Inactive – You may reactivate whenever you decided to do so.

b) De-register DuitNow ID

(i) Tap the top left icon,

(ii) Tap on ‘DuitNow’
(iii) Click the top right ‘Settings’ button
(iv) Select ‘Remove DuitNow ID’
(v) Click ‘Yes’ to confirm the de-registration

Your DuitNow ID will be automatically de-registered and you will need to re-register the new mobile number as your DuitNow ID via Merchantrade Money mobile application.

Your DuitNow ID will be de-registered automatically upon termination.

No, only Malaysian (primary) mobile number is allowed to register as DuitNow ID in the app.

Yes, passport holder user can register their Malaysian mobile number as their DuitNow ID.

Your DuitNow ID will be automatically de-registered and you will be notified via in-app push notification. You will need to re-register your DuitNow ID via Merchantrade Money mobile application.

DuitNow Transfer is a real-time fund transfer feature that allows you to transfer and receive funds nationwide by using a recipient’s mobile number, MyKad number, or business registration number.
Click here to the participating banks and eWallet.

DuitNow Transfer is instant and recipients will receive funds in their bank account or eWallet instantly upon successful payment.

First, you’ll need to register your mobile number as DuitNow ID in order to link it to your Merchantrade Money eWallet. Upon successful registration, you will be able to transfer funds from your Internet Banking account by entering your mobile number that was registered with Merchantrade Money eWallet or by using your eWallet account number.

(i) Via DuitNow ID

• You must first register DuitNow ID by linking your mobile number via Merchantrade Money eWallet. Next, simply share your mobile number to your sender for seamless transfer.

(ii) Via DuitNow Account Number

• Simply find your DuitNow account number at Profile settings and share it to your sender

Yes. You will be notified via in app notification when the fund successfully credited to your Merchantrade Money eWallet.
Please ensure that you have enabled notifications in your phone settings.

No, you will not be able to receive/transfer funds via DuitNow Transfer if your Card is blocked.

No, it’s free for all users.

You can change your DuitNow Transfer limit by tapping DuitNow > Settings > Per Transfer/Daily Transfer Limit.

Please contact immediately for assistance:
(i) Contact us: +603 8313 8606; or
(ii) Email us: [email protected]

Once you have entered the DuitNow ID, the registered account holder’s name will be displayed. It is important that you check that the name belongs to the intended recipient before confirming the transfer.

Yes, saving a DuitNow ID as Favorite recipient allows you to perform subsequent transfers much easily.

DuitNow QR is a Malaysia’s National QR Standard which is interoperable that allows you to make payment to any participating merchants in Malaysia.

You can use DuitNow QR at all participating merchants in Malaysia with the “DuitNow QR” logo acceptance sticker.

i. Login to the Merchantrade Money app
ii. Tap on ‘Scan QR’
iii. Scan the QR Code
iv. Enter Amount and click ‘Confirm’
v. Enter your Merchantrade Money app Passcode to validation the transaction

You can generate DuitNow QR Code and let others scan it and transfer money to you. Kindly refer to the steps below: –
1. Launch the Merchantrade Money App
2. Tap on ‘Scan QR’
3. Select QR Receive
4. Now, simply share your QR Code to the payer.

No, it’s free for all users.

You can change your DuitNow QR limit by tapping DuitNow > Settings > Per Transfer/Daily Transfer Limit.

Yes, you may do so. Kindly refer to the steps below:
1. Login to the Merchantrade Money Mobile App
2. Click the side menu on the Homepage and select ‘DuitNow’
3. Go to Settings
4. Select Disable DuitNow Services
5. Click on the Yes button
6. Done

Note: You will not be able to perform DuitNow Transfer or pay via DuitNow QR once you disabled DuitNow service within Merchantrade Money eWallet. To enable DuitNow Services again, simply click “Enable DuitNow” button.