1.5%
Unlimited Cashback
on overseas spend.
No cap. No limits. No hidden fees. Just endless rewards with Merchantrade Money!
Make every overseas spend more rewarding with 1.5% unlimited cashback every time you spend overseas.
Whether it's sushi in Tokyo, sightseeing in Taiwan, shopping on London's High Street, or a cappuccino in Rome — get rewarded while you explore the world.
- 💸 No minimum spend
- 📦 No cashback cap (unlimited rewards)
- 💹 Zero FX charges when using the card overseas
- 🌍 Use anywhere in the world wherever Visa is accepted
How To Earn Cashback On Your Overseas Spend
Getting rewarded is easy as tapping your card
1
Step 1
Tap your Merchantrade Money card when you're overseas (groceries, dining, petrol, tolls and more)
2
Step 2
Every successful tap earns you 1.5% cashback! (no minimum spend needed!)
3
Step 3
The more you tap, the more cashback you get
Earn Cashback While You Explore The World
Shopping
Receive payments from clients globally.
Travel & Transport
Support your loved ones abroad.
Experiences or Sightseeing
Support your loved ones abroad.
Food & Drinks
Support your loved ones abroad.
Hotels & Stays
Support your loved ones abroad.
Amusement Parks & Attractions
Support your loved ones abroad.
What Types of Transactions Qualify for Cashback?
Physical Card Payments
- All in-store purchases overseas (card-present, physical terminal)
- Payments made outside of Malaysia, paid in Foreign Currencies
Online Payments
-
Online payments only for travel & accommodation bookings:
-Hotels (e.g., Agoda, Booking.com, Hotel websites etc.)
-Flights (e.g., Qatar Airways, Emirates etc.) - Must be paid in non-MYR currencies like USD, JPY, EUR, etc.
Cashback is not eligible for:
- Online/e-commerce purchases in foreign currency or MYR
- Overseas phone bills, overseas mobile top-ups etc.
Why Merchantrade Money Is The Best Card For Overseas Travel?
Physical Card Payments
- All in-store purchases overseas (card-present, physical terminal)
- Payments made outside of Malaysia, paid in Foreign Currencies
Online Payments
-
Online payments only for travel & accommodation bookings:
-Hotels (e.g., Agoda, Booking.com, Hotel websites etc.)
-Flights (e.g., Qatar Airways, Emirates etc.) - Must be paid in non-MYR currencies like USD, JPY, EUR, etc.
Cashback is not eligible for:
- Online/e-commerce purchases in foreign currency or MYR
- Overseas phone bills, overseas mobile top-ups etc.
Top-up & Withdraw
Access your money: ATM withdrawals, ePAY, card-to-card, and more.
Everyday Essentials
From mobile reloads to insurance and bill payments, Merchantrade Money helps you manage daily tasks — all in one app.
Why Merchantrade Money Works for You
Spend like a local abroad
Send money home - Fast, secure transfer
Control everything from your phone
Don't take our word for it
How Real Users Are Saving, Spending & Sending Smarter
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