Smarter, Simpler, Safer

Track & Spend Smarter as a Team

Unlock powerful tools to manage employee spending, automate expense tracking and gain full visibility — all in one place.

Easy for Small Teams. Powerful Enough for Growing Businesses

What You Can Do?

 

  • Separate Personal & Business Expenses

    No more blurred lines—keep your business transactions clean.


  • Set Spending Limits for Each Staff

    You’re in control. Decide how much each card can spend.


  • Track Every Ringgit in Real-Time

    Know where your money goes—instantly.


  • Multi-Currency Wallet

    Pay or receive in other currencies—without the hassle.


  • No Surprise Bills – It’s Prepaid!

    Only spend what you top up. Zero overspending risk.

Why Merchantrade Money Biz?

Works like a business debit card, but smarter.

 

Comes with automated reports—save time, stay organized.

 

No credit checks. No complicated paperwork.

 

Real Business Example

How Merchantrade Money Biz Cards Make a Difference

Transport & Delivery Company

Problem: High cash handling and fuel reimbursement issues.
Solution: Rolled out prepaid cards to drivers for fuel and tolls.
Result: Safer transactions, reduced paperwork, and faster reporting.

Plantation Management Company

Problem: Difficulties distributing and tracking operational budgets in remote areas.
Solution: Provided reloadable cards to supervisors for controlled, traceable expenses.
Result: Increased accountability and reduced misuse of funds.

Restaurant Chain

Problem: Lack of spending transparency at branch level.
Solution: Issued prepaid cards to branch managers with daily limits.
Result: Improved oversight and streamlined reconciliation across outlets.

How It Works

1

Sign Up & Set Up Your Account

Get onboard quickly with our simplified KYC process.

2

Issue Prepaid Cards to Your Team

Set limits and access controls for each cardholder.

3

Manage Everything in One Dashboard

View, approve, and report expenses — all in real-time.

Want to See It in Action?

Watch our quick video to understand how our platform simplifies business expenses for modern teams.

Watch the Video

Frequently Asked Questions

What is Merchantrade Money Biz?

Merchantrade Money Biz is a corporate solution service provided by Merchantrade Asia Sdn. Bhd (Merchantrade) to help ease the daily flow of administrative & HR-related tasks for businesses, as well as manage & track company expenses. It is an easy platform for card issuance and simplifying day-to-day operations; providing an efficient solution for the corporate sector, SME and even startup businesses.

Ready to Start?

Manage your business spending the smarter way.