3%
Unlimited Cashback
on overseas travel spend.

1

Step 1

Tap your Merchantrade Money card when you're overseas (groceries, dining, petrol, tolls and more)

2

Step 2

Every successful tap earns you 3% cashback! (no minimum spend needed!)

3

Step 3

The more you spend, the more cashback you earn! No limits!

Physical Card Payments

• All in-store purchases overseas (card-present, physical terminal)
• Payments made outside of Malaysia, paid in Foreign Currencies

Online Payments

• Only for overseas travel-related bookings
• Hotel bookings (e.g., Agoda, Booking.com, hotel websites etc.)
• Flight bookings (e.g., Airline, travel booking websites (Qatar Airways, Emirates, Trip.com etc.)
• Car rental & transport bookings (Hertz, Avis, Expedia, Ride-hailing, bus, train etc.)

Merchant Category Code (MCC)

• Airlines & Air Carries

  • 3000 – 3090, 3094 – 3106, 3110 – 3118, 3125 – 3197, 3200 – 3206, 3211 – 3308, 4511

• 
  Car Rental

  • 3351 – 3400, 3405 – 3441, 7512 – 7513, 7519

• 
  Toll & Parking

  • 4784, 7523

• 
  Transportation

  • 4011, 4111 – 4131, 4411 – 4457, 5511 – 5521, 5561 – 5598, 5551, 4789,

• 
  Accommodation & Travel

  • 3501 – 3546, 3548 – 3604, 3607 – 3609, 3612 – 3615, 3617 – 3732, 3734 – 3801, 3804 – 3808, 3811 – 3821, 3823 – 3839, 4722, 7011

Cashback is not eligible for:

• Online/e-commerce purchases in foreign currency or MYR (except for the MCC codes listed)
• Overseas phone bills, overseas mobile top-ups etc.