1.5% Unlimited Cashback For Your Global Business Spend
Power Your Business. Go Global. Earn Cashback.
Reward every overseas business payment with unlimited cashback whether you’re booking flights, sourcing supplies, or entertaining clients abroad — now every overseas business expense can reward you.
1.5% cashback on all eligible overseas payments
No minimum spend, no cashback cap
ZERO foreign exchange fees
Multi-currency wallet for smarter spend
Accepted worldwide — pay at millions of Visa merchants
What Transactions Are Eligible?
Overseas In-Store Payments (Card-Present)
Earn cashback on all physical payments made outside Malaysia using your MM Biz card:
- Tap, insert, or swipe at POS terminals
- Spend on retail, dining, tolls, petrol, business services, and more
💡 Tip: This includes trade fairs, international sourcing trips, and on-ground business operations.
Online Payments for Travel & Accommodation
Earn cashback when booking business trips or accommodation online with international merchants.
Eligible spend categories include:
- Hotels & stays (e.g., Hotel websites, Online Travel Agencies like Agoda, Booking.com etc.)
- Flights & transportation (e.g., Airlines websites, Emirates, Qatar Airways, Cathay Pacific, etc.)
- Car rentals and airport transfers
Must be made in foreign currency (non-MYR) OR to overseas-based merchants even if charged in MYR.
Full MCC list available in Terms & Conditions.
Examples of Eligible Spending:
- Overseas sourcing & retail (in-store)
- Overseas travel expenses (flights, hotels, meals)
- Client dinners abroad
- Toll, petrol & car hire payments
- Conference passes & event fees
Non-eligible transactions:
- Payments in Malaysian Ringgit (MYR) to local merchants
- Merchantrade Money Biz wallet top-ups, international remittances, currency exchange or other in-app transactions.
- Software and SaaS subscriptions
- e-Commerce & marketplace purchases not related to accommodation or travel bookings (e.g., (Amazon, Alibaba, Shopify etc.)
- Transactions under ineligible merchant categories (e.g., cryptocurrency, gambling).
Why Choose Merchantrade Money Biz?
More than just a multi-currency card, Merchantrade Money Biz is built to help companies manage overseas expenses, control team spending, and simplify cross-border payments — all while giving you something back.
Don’t Just Pay. Earn While You Spend.
Start using your Merchantrade Money Biz Card for all your overseas business spend and unlock unlimited cashback.
Not Using Merchantrade Money Biz yet?
Now’s the perfect time to start.
Join thousands of businesses already enjoying smarter international payments, real-time expense tracking, and now — 1.5% cashback on overseas spend.
✅ Easy onboarding
✅ Multi-currency wallet + Visa business prepaid card
✅ Tools to manage team expenses & controls
Sign up for Merchantrade Money Biz today
Start earning cashback on your next overseas spend!
Contact our sales reps to help your business go digital today.
