Merchantrade Money Online Registration Campaign: RM50 Initial Top-up Terms and Conditions

The Merchantrade Money Online Registration Campaign (hereafter referred as “Campaign”) are organised by Merchantrade Asia Sdn Bhd (410591-T) (hereinafter “Merchantrade” or “Organiser”).

Your participation in the Campaign shall be deemed your unequivocal acceptance to be bound by the Terms and Conditions contained hereunder (hereinafter referred as “T&C”)

CAMPAIGN PERIOD

  1. The Campaign period (hereinafter “Campaign Period”) starts from 00:01:00 1 April 2026 (GMT +8 / Malaysian Time) and ends on 23:59:00 30 October 2026 (GMT +8 / Malaysian Time).

ELIGIBILITY CRITERIA

  1. This Campaign is open to all new online registrations for the Merchantrade Money Visa Prepaid Card (“MMVPC”) and Merchantrade Money co-branded FIFA World Cup 2026™ Visa Card (“MMFWC26”)
  2. Individuals who wish to register must be 12 years old and above. Registration of individuals between 12 to 18 years shall require guardian/parents’ approval.
  3. Individuals who are 18 and above and wish to register must have an individual account (first party) with a local commercial bank in Malaysia. Such bank accounts must be used for the purposes of making the initial top-up of RM50 via online banking.
  4. For individuals aged twelve (12) to eighteen (18) years, the initial top-up of RM50 may be made via the guardian’s/parents’ bank account maintained with a local commercial bank in Malaysia via online banking.
  5. The following documents are required: –
    (i) Malaysian applicant(s) must produce Malaysian NRIC

    (ii) Non-Malaysian’s must produce either (a) Foreign Passport; (b) Malaysian Work Permit; or (c) official photo identification card issued by foreign country

    (iii) Malaysian registered mobile number

    (iv) Residential address in Malaysia

    (v) Employment details (if employed) 

CAMPAIGN OFFER

  1. For the duration of the Campaign Period all individuals who register online shall only be required to make an initial top-up of RM50.00 only. All other terms and conditions of the Cardholder Agreement shall be binding upon such individuals. The Cardholder Agreement may be found at https://www.merchantrademoney.com/wp-content/uploads/2022/09/Terms-Conditions-MM-End-User.pdf

OTHER TERMS

  1. Organiser is not and shall not be held responsible for any delay, error or any other problems in the operation of the Campaign caused by or arising from breakdown, technical malfunction of any computer online system, servers or providers, computer equipment, software, failure of e-mail on account of technical problems and/or traffic congestion on the Internet and/or at any web site or the telecommunications service or a combination thereof, including injury or damage to you or to any other person’s computer or mobile phone related to and/or resulting from participating or downloading/uploading materials in or in connection with the Campaign.
  2. In no event will the Organiser and their respective affiliates, subsidiaries and related companies, their respective advertising or promotion agencies or their respective officers, directors, employees, members, shareholders, attorneys, representatives and agents (collectively, “Affiliates”), be responsible or liable for any damages or losses of any kind, including but not limited to direct, indirect, incidental, consequential, special or punitive damages arising out of your participation in the Campaign, acceptance and/or use of the promotion. By participating in the Campaign, you hereby release and agree to hold harmless the Organiser and their Affiliates from and against any and all rights, demands, claims, causes of action, losses, damages, costs and expenses whatsoever that they may have, or which may arise, whether in whole or in part, and whether directly or indirectly.
  3. Personal information or any data (including images) (“Data”) collected or received from you may be used by the Organiser, and/or their respective agents and agencies for the purposes of administering the Campaign. The Data may also be used to (a) conduct a background check on your identity and verify your eligibility to participate in the Campaign and (b) to be published on Organiser’s Comm Channels. By participating in the Campaign, you explicitly allow the Organiser, and/or their respective agents and agencies to contact you via e-mail, telephone, short messaging service and other means regarding the Campaign. By participating in the Campaign, you explicitly allow the Organiser, and/or their respective agents and agencies to send you marketing and promotional materials, and latest information about products and services from Merchantrade via online channels. The Organiser values all personal information received and shall not disclose or furnish your personal information to any unrelated third parties (save for their respective agents and agencies for the purposes of the Campaign or where required by law).
  4. Notwithstanding any of the foregoing, the Organiser reserves the right as it deems fit to vary or change, cancel, terminate, withdraw, or suspend the Campaign and/or replace the Campaign with other similar campaigns, promotions, or program with prior notice. Such variation, changes, cancellation, termination, withdrawal or suspension will be notified by posting on the Organiser’s Facebook page facebook.com/mtradeasia or in any other manner as the Organiser deems fit. In this respect, you signify your agreement to access the Website at regular intervals to view to ensure that you keep up-to-date with any variations or changes which the Organiser may affect from time to time. You also agree that your participation in the Campaign will constitute your acceptance of the terms hereunder (as varied from time to time). Any cancellation, termination, withdrawal or suspension by the Organiser of the Campaign will not entitle you to any compensation against the Organiser for any losses or damages that you may suffer or incur as a direct or indirect result of the act of cancellation, termination, withdrawal or suspension of the Campaign.
  5. Merchantrade shall not be liable for any misinterpretation or misrepresentation of facts by any unauthorized third party in respect of these Campaign and/or the promotions offered and published in any mass media, marketing or advertising materials.
  6. Merchantrade shall not be liable for any default in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, storm, technical or system failures or any event beyond the reasonable control of Merchantrade.
  7. Merchantrade is not responsible nor does it have any control whatsoever on the SMS traffic, network failure and/or interruptions on the part of the respective telecommunications service providers or Merchantrade’s authorised third party vendor(s) for any other reason(s) whatsoever resulting in the delay of the SMS during the Campaign Period.
  8. The Campaign and terms hereunder are governed by the laws of Malaysia.