Win 2x Tickets To The
FIFA World Cup 2026 Live Match
Thanks to Visa!

Spend in foreign currencies with your Merchantrade Money card.
Promo ends on 31 March 2026.

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Win A Free Trip To The World's Biggest Game!

Use your Merchantrade Money card for all your global shopping. Be our Top Spender and fly to the FIFA World Cup 2026™—all expenses paid!

We're counting every eligible foreign currency spend from 1 January 2025 all the way to 31 March 2026.

4 Nights Hospitality Experience with Category 1
Group Stage Match Tickets For 2 Pax

4-Star Hotel

Four (4) nights' accommodation in premium lodging

Flights Included

Return flights covered for both passengers

Airport Transfers

Hassle-free transportation to and from airport

How It Works

Your Card. Your Golden Ticket To The FIFA World Cup 2026

1

Sign Up

Get the Merchantrade Money card.

2

Spend Worldwide

Spend online or in-store in any foreign currency.

3

Win

The highest spender since 1 January 2025 wins the ultimate lucky trip

Big Or Small, Every Spend Counts

Every foreign currency spend is a step closer to the stadium. Whether you're spending overseas or online, make every transaction count! Any spend since 1 January 2025 counts.

shopping icon

Shopping

Receive payments from clients globally.

travel icon

Travel & Transport

Support your loved ones abroad.

Sightseeing

Experiences or Sightseeing

Support your loved ones abroad.

food & drink

Food & Drinks

Support your loved ones abroad.

hotel & stays

Hotels & Stays

Support your loved ones abroad.

amusement park

Amusement Parks & Attractions

Support your loved ones abroad.

amusement park

Online Shopping

Support your loved ones abroad.

amusement park

Monthly Subscriptions & Services

Support your loved ones abroad.

Eligible Transactions

card payment

Physical Card Payments

  • All in-store purchases overseas (card-present, physical terminal)
  • Payments made outside of Malaysia, paid in Foreign Currencies
online payment

Online Payments

  • e-Commerce payments in foreign currencies
  • Travel & Accommodation bookings:
    • Hotels (e.g., Agoda, Booking.com, hotel websites etc.)
    • Flights (e.g., Airline, travel booking websites (Qatar Airways, Emirates, Trip.com etc.)
    • Car rental & transport bookings (Hertz, Avis, Expedia, Ride-hailing, bus, train etc.)
    • Must be paid in non-MYR currencies (USD, EUR, JPY, GBP, etc.).
Merchant Category Code

Merchant Category Code (MCC)

cashback not eligible

Transactions not eligible for:

  • Overseas phone bills, overseas mobile top-ups etc.

Promo Ends On
31 March 2026

Frequently Asked Questions

How do I win the Free Trip to the FIFA World Cup™?

It’s a race for the top! The user with the highest cumulative foreign currency spend for in-store or online payments with their Merchantrade Money card wins the all-expenses-paid trip.

No extra registration or minimum spend is required.

What types of spending help me climb the leaderboard?
I just signed up for the card. Am I still eligible to be in the running?
Are online purchases eligible to win the grand prize?
What types of transactions are not eligible for the grand prize?
Do I need to activate anything for my chance to win?
Is there a minimum spend required?
Is there a limit to how many transactions I should make?
Does the card need to be tapped to qualify?
What currencies are eligible?
Does my local spending in Malaysia Ringgit (MYR) count?
Do I qualify for any transaction that is not supported by the 20 currencies in the wallet?
Are there any markup charges when I spend with the Merchantrade Money card overseas?
What exactly does "All-Expenses Paid" include?
When will the winner be announced?
How will the winner be notified?
How do I get the Merchantrade Money Card?

Your Seat At The FIFA World Cup 2026 Is Waiting!

Shout and cheer for your favorite team live at the FIFA World Cup 2026

RM10 Welcome Reward For New Users

Sign-up and activate your Merchantrade Money card today and get RM10 cashback in your wallet.

Promo ends on 31 Dec 2025

Apply Now
 

Why Merchantrade Money Is The Best Card For Overseas Travel?

3% Unlimited Cashback On Overseas Spend

Get cashback for every overseas payment

Spend anywhere Visa is accepted

Tap at over million merchants worldwide

No hidden fees on overseas transactions

What you see is what you pay. No surprises.

Zero foreign exchange (FX) charges

No conversion fees when buying currencies in the wallet

Hold 20+ Currencies

Load, store and use 20+ Currencies in 1 eWallet. Total Flexibility.

Track all your transactions in real-time

Get instant notifications whenever you spend

Simple contactless payments

Whether it's Visa payWave or online, it's the card you need for your travel

Withdraw cash anywhere

Worldwide ATM access

Not a Merchantrade Money User Yet? Here's how to get it

  • Step 1
    Download the app from the App Store or Google Play.

  • Step 2

    Complete your registration and verify your identity with ID and selfie.


  • Step 3

    Top-up a minimum of RM100 with any Malaysian online bank account (FPX).


  • Step 4

    Receive your card at your doorstep within 5-7 working days.


  • Step 5

    Activate your card in the Merchantrade Money app.

Apply Now

Spending Made Easy

Spend locally & abroad with Visa, PayWave, and DuitNow.

Learn More

Top-up & Withdraw

Access your money: ATM withdrawals, ePAY, card-to-card, and more.

Security Built-in

Features like OTP, card lock, chip & PIN to keep you protected.

Learn More

Everyday Essentials

From mobile reloads to insurance and bill payments, Merchantrade Money helps you manage daily tasks — all in one app.

Why Merchantrade Money Works for You

Spend like a local abroad

Send money home - Fast, secure transfer

Control everything from your phone

Don't take our word for it

How Real Users Are Saving, Spending & Sending Smarter

Transport & Delivery Company

Problem: High cash handling and fuel reimbursement issues. Solution: Rolled out prepaid cards to drivers for fuel and tolls. Result: Safer transactions, reduced paperwork, and faster reporting.

Plantation Management Company

Problem: Difficulties distributing and tracking operational budgets in remote areas. Solution: Provided reloadable cards to supervisors for controlled, traceable expenses. Result: Increased accountability and reduced misuse of funds.

Restaurant Chain

Problem: Lack of spending transparency at branch level. Solution: Issued prepaid cards to branch managers with daily limits. Result: Improved oversight and streamlined reconciliation across outlets.

Want to See It in Action?

Watch how other businesses use Merchantrade Money Biz.

Watch the Video

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Got Questions?

How do I win the Free Trip to the FIFA World Cup™?

It’s a race for the top! The user with the highest cumulative foreign currency spend for in-store or online payments with their Merchantrade Money card wins the all-expenses-paid trip.

No extra registration or minimum spend is required.

What types of spending help me climb the leaderboard?
I just signed up for the card. Am I still eligible to be in the running?
Are online purchases eligible to win the grand prize?
What types of transactions are not eligible for the grand prize?
Do I need to activate anything for my chance to win?
Is there a minimum spend required?
Is there a limit to how many transactions I should make?
Does the card need to be tapped to qualify?
What currencies are eligible?
Does my local spending in Malaysia Ringgit (MYR) count?
Do I qualify for any transaction that is not supported by the 20 currencies in the wallet?
Are there any markup charges when I spend with the Merchantrade Money card overseas?
What exactly does "All-Expenses Paid" include?
When will the winner be announced?
How will the winner be notified?
How do I get the Merchantrade Money Card?