Keep Your Money Safe With Merchantrade Money

Download the app to register today!

Send Money Home

It’s safer to send money back to your loved ones using the app. Don’t have to carry cash to the nearest outlet increasing the risk of being robbed. Do it directly on the app at the best rates and lowest service fee!

Reload mobile credits

Reload mobile credits from your app without going to 7-Eleven or KK Mart! You can also send international reload to your family and friends overseas!


Pay For Your Online Shopping

Buy items online and pay in foreign currencies (e.g Indonesian Rupiah) and have the items shipped to your family back home, so you can save on extra charges! OR
Pay for items purchase on Lazada and Shopee using the card. It’s more convenient and safer than choosing Cash on Delivery.

Withdraw Cash

Did you know you can withdraw cash at any ATMs with VISA Plus logo in Malaysia for just RM1.40? You can also withdraw at our branches for free!

Get your Merchantrade Money card


  • Register online or via the Merchantrade Money app.
  • Verify your identity with your Malaysian NRIC/PR and a ‘selfie’.
  • Top up with any Malaysian online bank account (FPX).
  • Receive your card at your doorstep within 5-7 days.
  • Activate your card online or via Merchantrade Money app.
Apply now


  • Visit the nearest Merchantrade Branch or an official Merchantrade appointed agent
  • Bring along identification documents
    (Malaysian NRIC, passport, work permit etc)
  • Top up with minimum RM100 to complete your registration which is inclusive of:
    RM10 - Card issuance fee
    RM20 - Refundable deposit (when you cancel the card)
    RM70 – Remaining balance that ready to spend!
Apply now

Sign up via the app today or head on over to the nearest branch.
Click here for locations.