When card meets mobile app

Buy, store & sell multiple foreign currencies and manage them within the app.
Merchantrade Money is the prepaid card & e-wallet for the jetsetting traveller.

  • Multi-Currency Features

    Spend abroad with no transaction fees and locked-in exchange rate

  • Expense Tracking

    Check balance and view all recent transactions

  • Security Features

    Be in control of your card security

  • Card-to-Card Transfer

    Transfer money to friends and family in just a few clicks

  • Accepted Worldwide

    Make payments and withdrawals globally, wherever Visa is accepted

  • Top-up on the go

    Top-up your wallet easily anytime, anywhere

Download Merchantrade Money app Download on the App Store Get it on Google Play
Multi-Currency Wallet

The wallet for your travels

Buy and sell up to 20 foreign currencies
( MYR, USD, SGD, GBP, AUD, IDR, EUR, THB, YEN, SAR, CNY, TWD. HKD, KRW, INR, PHP, CAD, NZD, AED, CHF, VND ) anytime you wish.

You can lock-in exchange rates to protect yourself against currency fluctuations. Spend at Visa merchants worldwide with no hidden charges on overseas spending. Cash loaded in your account does not expire.

Got more questions about the Multi-Currency Feature? Click here.

Spending made easy

Pay with PIN or payWave
anytime, anywhere

Pay for online and retail purchases with payWave or with PIN & Pay.
Pay anywhere in the world wherever Visa is accepted.
Top up, withdraw and more

Never run out of money

Top up your card
  • Online bank account (CIMB Clicks, M2U, JomPay, FPX)
  • Maybank cash deposit machines
  • Merchantrade branches
  • Official Merchantrade-appointed agents
Withdraw cash
  • Merchantrade branches
  • Official Merchantrade-appointed agents
  • Any Visa Plus ATM worldwide
Card-to-card Transfers
  • Send and receive money from friends and family for free
Security as priority

Many ways to keep your money safe

Peace-of-mind security features:
  • One-Time-PIN (OTP) for online transactions
  • Chip and PIN technology
  • Lock your card from the mobile app in case you lose your card
  • Enable and disable online payments, overseas retail payments, payWave and overseas ATM withdrawals all from within the app
Other services

Making your everyday simpler

eRemit
Online money transfers to over 200 countries and territories worldwide.
eForex
Online money exchange, buy currency online and pick up in store.
Bill payments
Pay your everyday bills. Just select from the comprehensive list of billers and make your payment.
Mobile reload
Top up your Mobile Prepaid within seconds online.

Get your Merchantrade Money card

Online
application

  • Register online or via the Merchantrade Money app.
  • Verify your identity with your Malaysian NRIC/PR and a ‘selfie’.
  • Top up with any Malaysian online bank account (FPX).
  • Receive your card at your doorstep within 5-7 days.
  • Activate your card online or via Merchantrade Money app.
Apply now

Walk-in
application

Apply now