Digital Wages for Workers

Transforming cash payroll risks into productive workforce assets with Merchantrade Money

RM3.6b

Payroll Processed

300K+

Payroll Users

24%

Remittance Share

500

Physical Store Locations

The Smarter Way to Do Payroll

Legally Approved Payroll System

Approved DPI issuer with Labor Law–compliant salary disbursement for MYKAD, passport, and UNHCR holders.

All-in-One Payroll Platform

Workers enjoy multilingual support, direct PERKESO payouts, global Visa card access, and fast multi-currency remittance — all in one app.

Comprehensive Support System

With 97 branches and 400+ agent shops, Merchantrade offers on-site onboarding, in-app chat support, and multilingual assistance — wherever you are.

Payroll That Supports Your Workforce

Workers enjoy multilingual support, direct PERKESO payouts, global Visa Card access, and fast multi-currency remittance - all in one app

Real Tangible Benefits for your Operations

Business Compliance & Risk Mitigation

Cost Efficiency & Streamlined Payroll

Improved Happiness, Trust & Productivity

Physical Locations For Assistance

What Makes our Payroll Solution Work

PERKESO Benefits, Anytime, Anywhere
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Trusted and Reliable Access for Every User
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Convenient & Flexible Visa Prepaid Card
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Pay Workers Easily via Portal or DuitNow
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Pay Workers Easily via Portal or DuitNow
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Pay Workers Easily via Portal or DuitNow
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Merchantrade Makes Payroll Easy

Employer

One time Company registration

2 Layer information registration approvals

Employer makes funds transfer & bulk instructions to worker accounts

After sales & processing support

Workers

On site worker registration & education

Real-time salary received in Merchantrade Money app

Use Visa card for shopping and withdrawals

Multi-language app with built-in support

Deep Remittance Expertise

Send money easily to the 15 most popular remittance destinations trusted by workers — all through a secure, licensed provider with global expertise.

Got Questions?

1. Who can use Merchantrade Money Payroll?

Merchantrade Money Payroll is designed for employers and their workers, including those with MYKAD, passports, or UNHCR IDs — making it accessible and compliant for a wide range of employee types.

2. Do workers need a bank account?
3. Is this payroll system safe to use?
Your Next Step Towards a Smarter, Safer Payroll

Discover how hundreds of Malaysian Business in construction, manufacturing, plantation and more are already benefiting

Get Started Today

Transform the way you manage payroll with Merchantrade Money. Contact us today to learn more about our payroll management solutions and how we can support your business operations.

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