1.5% Unlimited Cashback On Overseas Business Spend
Power Your Business Payments. Go Global. Earn Cashback.
Managing overseas business expenses shouldn’t be complicated or costly.
With Merchantrade Money Biz, you can pay global suppliers, manage team spending, and earn 1.5% unlimited cashback on your foreign currency transactions. Now, every overseas business transaction can reward you!
1.5% cashback on all eligible overseas business payments
No minimum spend, no cashback cap
ZERO foreign exchange fees
Multi-currency wallet for smarter business spending
Accepted worldwide — pay global suppliers and merchants with ease
What Transactions Are Eligible?
Overseas In-Store Payments (Card-Present)
Earn cashback on all physical business payments made outside Malaysia using your Merchantrade Money Biz card:
- Tap, insert, or swipe at POS terminals
- Spend on retail, dining, tolls, petrol, business services, and more
💡 Tip: This includes trade fairs, international sourcing trips, and on-ground business operations.
Online Payments for Travel & Accommodation
Earn cashback when booking business trips or accommodation online with international merchants.
Eligible spend categories include:
- Hotels & stays (e.g., Hotel websites, Online Travel Agencies like Agoda, Booking.com etc.)
- Flights & transportation (e.g., Airlines websites, Emirates, Qatar Airways, Cathay Pacific, etc.)
- Car rentals and airport transfers
Must be made in foreign currency (non-MYR) OR to overseas-based merchants even if charged in MYR.
Full MCC list available in Terms & Conditions.
Examples of Eligible Spending:
- Overseas sourcing & retail payments (in-store)
- Overseas travel expenses (flights, hotels, meals)
- Client entertainment & business meals abroad
- Toll, petrol & car hire payments
- Conference passes & event fees
Non-eligible transactions:
- Payments in Malaysian Ringgit (MYR) to local merchants
- Merchantrade Money Biz wallet top-ups, international remittances, currency exchange or other in-app transactions.
- Software and SaaS subscriptions
- e-Commerce & marketplace purchases not related to accommodation or travel bookings (e.g., (Amazon, Alibaba, Shopify etc.)
- Transactions under ineligible merchant categories (e.g., cryptocurrency, gambling).
Why Choose Merchantrade Money Biz?
More than just a multi-currency card, Merchantrade Money Biz is built to help companies manage overseas expenses, control team spending, and simplify cross-border payments, all while giving you something back.
✅ Centralised expense management
✅ Better visibility and control for finance teams
✅ Reduced manual tracking and reconciliation
✅ Seamless global business payments
Don’t Just Pay. Optimize Your Business Spend.
Start using your Merchantrade Money Biz Card for your next overseas business payment and unlock unlimited cashback.
Not Using Merchantrade Money Biz yet?
Now’s the perfect time to start.
Join thousands of businesses already enjoying smarter international payments, improving expense visibility, and now earning 1.5% cashback on overseas spend.
✅ Easy onboarding
✅ Multi-currency wallet + Visa business prepaid card
✅ Tools to manage team expenses & controls
Sign up for Merchantrade Money Biz today
Start earning cashback on your next overseas spend!
Contact our sales reps to help your business go digital today.
